My credit union would not even consider it because it was in Washington State and I am in Michigan. Also the age -1991 and milage 90,000. But I found a way with an awesome percentage. My wife went to Michigan State University and still had a savings account at their credit union. They instantly approved the loan and gave us an interest rate of only 5.5% on a 91 car!(you can barely get a new car for that). University or College credit unions I found out are designed to help students,which generally do not have much money and are very leinient compared to regular ones. So if you attend a University or College find out about this it may be the only way you can get this car. Hope this helps!